INTERACTIVE DIGITAL TOOLKIT

Building Credit Toolkit

Assess your current credit health and create an intentional plan for a stronger credit profile.

INTERACTIVE DIGITAL TOOLKIT

Building Credit Toolkit

Assess your current credit health and create an intentional plan for a stronger credit profile.

Step 1 of 5

Your details

Full name Email address City Phone number

Step 2 of 5

Credit goals and challenges

What specific credit goals do you want to achieve, and in what timeframe?What obstacles are affecting your credit-building journey?Current credit score, if knownReview your credit report and score. What is your starting point and which areas need improvement?

Step 3 of 5

Credit utilisation and debt plan

Total credit limitsTotal credit card balancesCurrent monthly debt paymentsAdditional monthly amount you can pay toward debt

How can you adjust your budget to manage existing debt and avoid new debt?

Step 4 of 5

Your credit-building system

Which credit-building actions have you completed?

Reviewed my credit report and scoreSet reminders or automatic paymentsCreated a credit-utilisation reduction planCreated a debt repayment planOrganised financial documentsSelected a credit-monitoring toolSelected a budgeting toolChosen a regular place and time to review progress

What steps will help ensure timely payments and lower utilisation?

Step 5 of 5

Commitment and next action

What is the first action you will take after completing this toolkit?Which resources or professionals could support you?Where will you keep and regularly review your credit-building plan?

Prefer a manual resource?